20. Nature of mandate: By having a ticket issued to him by a retailer and by giving the retailer the wager, a participant appoints the retailer as his agent for the purpose of conveying his selection and wager to the Company, but the risks inherent in the sending of the selection and wager are borne solely by the participant.
R.R.Q., 1981, c. S-13.1, r. 1, s. 20.